Blog
Are we entering an investment bond renaissance?
Are we entering an investment bond renaissance? Exploring why they are an attractive option to mass-affluent investors Onshore investment bonds typically carry a lower risk and contribute significantly to a well-rounded portfolio. Historically, numerous investors…
How to build a bigger pension pot
How to build a bigger pension pot Tax relief matters If you're under 75 and have relevant UK earnings, you can benefit from tax relief…
Ensure your wealth is preserved for future generations
Ensure your wealth is preserved for future generations As you enter your golden years, the excitement of finally retiring may…
Protecting your children and securing their future
Protecting your children and securing their future As a parent, ensuring the wellbeing of your children is a top priority. From having open conversations with your partner to creating a Will, there are straightforward…
Choosing the right pension payment strategy
Choosing the right pension payment strategy Lump sum vs regular contributions! When planning for your future, consider increasing your pension savings. But should you do this through a lump sum or by raising your regular…
Using your inheritance effectively
Using your inheritance effectively Making informed decisions about managing the funds wisely Inheriting wealth can be both a blessing and a challenge. It presents an opportunity to improve your financial security and accomplish your goals…
Many over-55s are unaware that they can access 25% of their pension pot tax-free
Many over-55s are unaware that they can access 25% of their pension pot tax-free The importance of understanding tax-free pension withdrawals A surprising 43% of…
The Gender Pension Gap issue
The Gender Pension Gap issue 73% of women make only minimum pension contributions, compared to 58% of men A significant difference in pension contributions between…
Financial responsibilities increase significantly after 25
Financial responsibilities increase significantly after 25 Paying essentials such as utilities and council tax becomes a reality as young adults…
Saving for retirement
Saving for retirement Planning for retirement is essential to ensure you have the financial security to enjoy your golden years. As retirement can be a long way off, it's essential to start saving for retirement…
Where should income-seekers turn?
Where should income-seekers turn? Bonds vs equities UK income-seekers often face the dilemma of choosing between bonds and equities for their investments. Both asset classes…
Delaying retirement could boost your chances of a secure financial future
Delaying retirement could boost your chances of a secure financial future With the persistently high inflation rate, it's crucial for individuals nearing retirement to…
Investing mistakes to avoid
Investing mistakes to avoid Errors can have long-lasting consequences, setting you back financially As individuals, we all have diverse visions for our future – some may be considering the forthcoming five years, while others may…
Hidden impact of inflation on savings
Hidden impact of inflation on savings A recent study has revealed that over half of the British population may not fully comprehend the hidden impact…
Adjusting your investment portfolio with age
Adjusting your investment portfolio with age Your retirement portfolio serves as crucial financial support for an enjoyable retirement. Retirees with substantial portfolios may enjoy living off returns without touching the principal. However, those with smaller…